ұ 츦 Ī̶ Ѵ. ̷ ߱Ǵ (Moral Hazard) Ÿ ?
߰ ǸŻ ڵ
濵 ֺ ڽ ߱ϴ
ڻ꿡 ϴ
̰ ð ɰ ް ڰ
ڽ ǰ 翡 Ȯ ˸ ʴ
ؼ
Ī ڿ 븮 ̿ ʰ ұ 츦 Ѵ. , 濵ڰ ڽ ܺڵ ϰ ִ 찡 Ī Ȳ ϳ.
Ī Ų. Ư ߰ ǰó Ȳ ǰ ݿ ߿ 찡 Ѵ. Ǹڰ Һں Ǹڰ ڽſ Ȱ ֱ ̴.
1965 ٰ `Ʋ` ״µ ߰ ǸŻ ڵ ҷ θ ӿ ڵ鿡 `` ȷ ߴ. ̷ ߰ 忡 ġ鼭 Һ ̿ ҽ ȮǾ. ᱹ `` ߰ 忡 ҷ ڵ 簡 Ǹ鼭 ߰ ü Ǵ Ȳ ߴ.
Ī и ǹϴ Ǿ.
Ȳ پ ִ. ֱ ŷȸκ 뱤 忡 ƴ 鵵 Һڵ ༺ ̿ ġ ű ʷ ִ.
迡 ̿ Ȳ ִµ ڴ ڽ ǰ¿ ο 纸 Ƿ ִ.
Ī ϴ ؼϱ ؼ ʿ ұ ؼϴ ߿ϴ. Ի縦 ϴ ڰ б ް ڰ ȣ ο DZ ̴.
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