谡 Ȯ ? |
2011.01.20 | ||||||||
ü Ī Ͼ (moral hazard) ÿ.
ȭ ȭ ϴ
ڵ Ȯ K
ҵ ҵ ʴ P
ä ɷ ִ A
߰ 忡 ڰ ڵ ǰ Ͽ ǰ ڵ 忡 ϴ
1. , 2. , 3. , 4. , 5. ,
ؼ : ü Ī ϴ ū Ī ü ൿ ϰų ü μƼ갡 Ͽ ϴ (moral hazard) 濡 Ͽ ŷ ϴ 밡 ٶ ɼ (adverse selection)̴.
δ ڰ ʰ Ǿ 찡 ǥ̴.
ݿ 濵 , ҵ ҵ ɷ ұϰ ʴ ϴ ʷ ִ.
̸ 迡 ʰų, 濵ֿ Ͽ ϰų, δ ϴ ٷڿ ҵ ִ װ ǽϴ EITC(Earned Income Tax Credit) ϰ ȴ.
߰ 忡 ŷǰų ä з̳ ¥ Ƿ ִ ߰ , ȭ ϰ ȭ 忡 찡 شѴ.
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